Conditions
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from KGS 20000
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KGS
from 28*%
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Up to KGS 500 000
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Up to 24 months
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Loan issued for any purpose
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Loan in 2 hours
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Without collateral or guarantee
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Effective interest rate: KGS from31,97%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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*** A loan over 250,000 is considered if:
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1) A repeat customer of CJSC KICB with a positive credit history - less than 10 days of delay on one payment over the past 24 months;
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2) Successfully repaid at least one loan in an amount equal to or higher than the one proposed in the application over the past 3 years in any finance and credit institutions;
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3) Lives in his own home or in the home of relatives with proof of ownership or a certificate from a government agency.

Loan Application
Other products
News
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Non-working day in Russian Federation
Please take into account that December 31, 2025 - is non-working day in Russian Federation.
Value date for payments in RUB – January 12, 2026. -
Bank operating hours during the New Year holidays
All KICB Bank branches will operate on December 31, 2025, from 09:00 to 12:00, without a break.
From January 1 to January 9, 2026, the Bank’s branches will be closed due to official public holidays, except for the branches and sub branches listed below. -
Non-working day in USA
Please take into account that December 25, 2025 - is non-working day in USA.
Value date for payments in USD – December 26, 2025.

