-
from KGS 20000
-
KGS
from 22*%
-
-
Up to KGS 1 000 000
-
Up to 60 months
-
For consumer or business purposes
-
Movable and immovable property. There are no hidden fees
-
Guarantor: Not required (if there is a property pledge) if there is no pledge 1 guarantor is required
-
Within the limit, you can take up to 3 tranches
-
Simplified procedure for issuing a tranche without documents
-
The interest rate does not change
-
No need to pay interest on unused limit
-
• You always know your capabilities: we immediately tell you how much maximum money you can take.
-
• For any purpose: no need to explain every time why you need money. Whether you want it for a new phone or for a trip, just take it and spend!
-
• More money without further ado: as soon as you return a part of money, you can take out new ones again.
-
• Only for what you use: pay interest only for the money you borrow, not on the entire limit.
-
• Everything is under control: the interest rate does not change. Even if everything becomes more expensive, your conditions remain the same.
-
• Fast and without paperwork: less paperwork, faster action. If you need money urgently, we will do everything very quickly!”
-
Effective interest rate: KGS from 25,28%
-
* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
Other products
News
-
Warning about scammers!
Dear clients, we warn you about the increasing number of scam cases.
Scammers are sending mass messages to citizens, including minors, to mobile devices, pretending to be employees of government agencies (the Ministry of Internal Affairs, the State Tax Service, etc.). -
Non-working day in Germany
Please take into account that October 03, 2025 - is non-working day in Germany.
Value date for payments in EUR – October 06, 2025. -
Win your MILLION from KICB with the "Link to Success!" promotion.
The terms of KICB's "Link to Success!" promotion have become even better and more rewarding! Now, every citizen who downloads or uses the KICB mobile app receives double bonuses and becomes eligible to win the one MILLION soms prize twice as fast!