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from KGS 20000
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KGS
from 22*%
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Up to KGS 1 000 000
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Up to 60 months
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For consumer or business purposes
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Movable and immovable property. There are no hidden fees
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Guarantor: Not required (if there is a property pledge) if there is no pledge 1 guarantor is required
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Within the limit, you can take up to 3 tranches
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Simplified procedure for issuing a tranche without documents
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The interest rate does not change
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No need to pay interest on unused limit
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• You always know your capabilities: we immediately tell you how much maximum money you can take.
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• For any purpose: no need to explain every time why you need money. Whether you want it for a new phone or for a trip, just take it and spend!
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• More money without further ado: as soon as you return a part of money, you can take out new ones again.
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• Only for what you use: pay interest only for the money you borrow, not on the entire limit.
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• Everything is under control: the interest rate does not change. Even if everything becomes more expensive, your conditions remain the same.
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• Fast and without paperwork: less paperwork, faster action. If you need money urgently, we will do everything very quickly!”
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Effective interest rate: KGS from 25,28%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
Other products
News
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Voluntary ban on taking loans
To enhance security and protect from financial fraud, you can now set a self-ban on taking loans, a mechanism that came into force in Kyrgyzstan on November 1, 2025.
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Maintanance days in “Bereket-Grand” sub branch
“Bereket-Grand” sub branch will not be operating from November 25 to 27 due to sanitary maintenance.
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KICB joins UNICEF’s Business Advisory Council for Children
The private sector in Kyrgyzstan is not only a driving force of economic development but also has a significant impact on children and families, with the potential to accelerate progress in advancing children’s rights. UNICEF in Kyrgyzstan is committed to mobilizing the private sector in the best interests of children.

