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from KGS 20000
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KGS
from 22*%
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Up to KGS 1 000 000
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Up to 60 months
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For consumer or business purposes
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Movable and immovable property. There are no hidden fees
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Guarantor: Not required (if there is a property pledge) if there is no pledge 1 guarantor is required
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Within the limit, you can take up to 3 tranches
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Simplified procedure for issuing a tranche without documents
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The interest rate does not change
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No need to pay interest on unused limit
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• You always know your capabilities: we immediately tell you how much maximum money you can take.
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• For any purpose: no need to explain every time why you need money. Whether you want it for a new phone or for a trip, just take it and spend!
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• More money without further ado: as soon as you return a part of money, you can take out new ones again.
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• Only for what you use: pay interest only for the money you borrow, not on the entire limit.
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• Everything is under control: the interest rate does not change. Even if everything becomes more expensive, your conditions remain the same.
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• Fast and without paperwork: less paperwork, faster action. If you need money urgently, we will do everything very quickly!”
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Effective interest rate: KGS from 25,28%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
Other products
News
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KICB introduces instant transfers to UnionPay cards in China
KICB expands its international transfer capabilities by launching a new service - instant transfers to UnionPay bank cards.
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KICB plants 700 trees across educational institutions in Kyrgyzstan under the Green Foundation initiative
Established in 2001 by the Government of the Kyrgyz Republic together with international financial institutions, KICB marks its 25th anniversary this year — a quarter-century of stability, reliability, and consistent commitment to its mission: a reliable bank for a better life.
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KICB and EBRD to finance the development of Planeta Trade Service LLC
On March 24, 2026, the Kyrgyz Investment and Credit Bank (KICB), in partnership with the European Bank for Reconstruction and Development (EBRD), signed a loan agreement with Planeta Trade Service LLC.

