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from KGS 20000
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KGS
from 22*%
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Up to KGS 1 000 000
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Up to 60 months
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For consumer or business purposes
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Movable and immovable property. There are no hidden fees
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Guarantor: Not required (if there is a property pledge) if there is no pledge 1 guarantor is required
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Within the limit, you can take up to 3 tranches
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Simplified procedure for issuing a tranche without documents
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The interest rate does not change
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No need to pay interest on unused limit
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• You always know your capabilities: we immediately tell you how much maximum money you can take.
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• For any purpose: no need to explain every time why you need money. Whether you want it for a new phone or for a trip, just take it and spend!
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• More money without further ado: as soon as you return a part of money, you can take out new ones again.
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• Only for what you use: pay interest only for the money you borrow, not on the entire limit.
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• Everything is under control: the interest rate does not change. Even if everything becomes more expensive, your conditions remain the same.
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• Fast and without paperwork: less paperwork, faster action. If you need money urgently, we will do everything very quickly!”
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Effective interest rate: KGS from 25,28%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
Other products
News
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Technical Work Notification
We inform you about the upcoming technical works on night of 06/20/2025 to 06/21/2025, from 06/21/2025 to 06/22/2025 in the period from 00:00 to 07:00 in the morning.
Transactions in the application and banking systems may be unavailable. -
Notification of technical work on the part of JSC «IPC»
We hereby inform you that on the night of June 19th, 2025 from 03:00 a.m. to 06:00 a.m. technical works on the part of JSC «IPC» will be carried out.
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Notice for customers of sub branch «Bereket-Grand»
In accordance with the resolution of the Bishkek City Hall No. 95-р dated May 30, 2025, sub branch №046-14-03 "Bereket-Grand" at the address 204, Chui Avenue, Bishkek, in order to improve the sanitary condition and beautification of the market areas, the first and third Mondays of each month have been declared sanitary days.