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from KGS 200000
or equivalent in USD
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KGS
from 20*%
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USD
from 12*%
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Up to KGS 500,000 or equivalent in USD
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For individual entrepreneurs, legal entities with a current business loan secured by real estate
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Loan repayment term: no later than the maturity date of the main loan secured by real estate, but not exceeding 36 months
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Purpose: to replenish working capital and for investments, including refinancing of business loans in other banks
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Collateral: movable property, including inventory (goods and materials), and spousal guarantee. If there is no spouse – a guarantee from a third party with confirmed income
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Interest rates: KGS – 20%, USD – 12%
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Effective interest rate: from 22.3% in KGS, from 12.9% in USD

Loan Application
Other products
News
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KICB supports the establishment of Kyrgyzstan’s first high-tech mountain hospital in Naryn
KICB has contributed USD 500,000 as part of the funding provided by the Aga Khan Development Network (AKDN) to support the establishment of Kyrgyzstan’s first high-tech mountain hospital in Naryn
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Notification of technical work on the part of JSC «IPC»
We hereby inform you that on the night of October 29th, 2025 from 01:00 a.m. to 03:00 a.m. technical works on the part of JSC «IPC» will be carried out.
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Notification of technical work
We hereby inform you that on the night of October 25th, 2025 starting from 02:00 a.m. till 06:00 a.m. technical works will be carried out. During the above-mentioned period KICB and KICB Business mobile applications, internet banking (I-bank), top up cards and accounts at payment terminals will not be available.

