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from KGS 200000
or equivalent in USD
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KGS
from 20*%
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USD
from 12*%
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Up to KGS 500,000 or equivalent in USD
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For individuals, sole proprietors, and legal entities with current business loans, consumer loans, and mortgage loans secured by real estate.
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Loan repayment term: no later than the maturity date of the main loan secured by real estate, but not exceeding 36 months
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Purpose: to replenish working capital and for investments, including refinancing of business loans in other banks
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Collateral: movable property, including inventory (goods and materials), and spousal guarantee. If there is no spouse – a guarantee from a third party with confirmed income
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Interest rates: KGS – 20%, USD – 12%
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Effective interest rate: from 22.3% in KGS, from 12.9% in USD

Loan Application
Other products
News
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Regarding "Zolotaya Korona" transfers
Dear customers!
Starting from July 27th, 2026, Money transfers system "Zolotaya Korona" (sending and receiving transactions) at the bank branches/sub-branches and in the KICB mobile app will be available only in Russian rubles. -
KICB has awarded the second million to a winner of its promotion.
Today, KICB announced another winner of the grand prize of a MILLION soms. The second winner of the promotion, dedicated to the bank's 25th anniversary, was Iparkhan Z.
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Notice regarding the operating hours of Tommy Mall Sub-Branch
Dear customers!
Due to ongoing roadworks along the Aaly Tokombaev street, Bishkek, the operating hours at the Sub-branch Tommy Mall on July 14, 2026, will be shortened, with closing time set for 16:00.
Please, take note of this information and plan your activities accordingly.

