Light loan
from KGS 200000
or equivalent in USD
KGS from 20*%
USD from 12*%
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from KGS 200000
or equivalent in USD
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KGS
from 20*%
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USD
from 12*%
-
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Up to KGS 500,000 or equivalent in USD
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For individuals, sole proprietors, and legal entities with current business loans, consumer loans, and mortgage loans secured by real estate.
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Loan repayment term: no later than the maturity date of the main loan secured by real estate, but not exceeding 36 months
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Purpose: to replenish working capital and for investments, including refinancing of business loans in other banks
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Collateral: movable property, including inventory (goods and materials), and spousal guarantee. If there is no spouse – a guarantee from a third party with confirmed income
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Interest rates: KGS – 20%, USD – 12%
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Effective interest rate: from 22.3% in KGS, from 12.9% in USD
Loan Application
News
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Non-working day in United Arab Emirates (UAE)
Dear customers!
Please, take into account that June 15, 2026 - is non-working day in United Arab Emirates (UAE).
Value date for payments in AED – June 16, 2026. -
Non-working day in Russian Federation
Dear customers,
Please take into account that June 12, 2026 - is non-working day in Russian Federation.
Value date for payments in RUB – June 15, 2026. -
Payments with KICB ELCARD cards are now available in Uzbekistan!
KICB ELCARD and ELCARD+ cardholders can easily pay for purchases and withdraw cash throughout the entire HUMO National Payment System network in Uzbekistan.