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from KGS 200000
or equivalent in USD
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KGS
from 20*%
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USD
from 12*%
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Up to KGS 500,000 or equivalent in USD
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For individuals, sole proprietors, and legal entities with current business loans, consumer loans, and mortgage loans secured by real estate.
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Loan repayment term: no later than the maturity date of the main loan secured by real estate, but not exceeding 36 months
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Purpose: to replenish working capital and for investments, including refinancing of business loans in other banks
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Collateral: movable property, including inventory (goods and materials), and spousal guarantee. If there is no spouse – a guarantee from a third party with confirmed income
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Interest rates: KGS – 20%, USD – 12%
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Effective interest rate: from 22.3% in KGS, from 12.9% in USD

Loan Application
Other products
News
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Regarding the extension of the “KICB: 25 Years Together — 5 Million Reasons to Win!” promotion
KICB informs you about changes to the Public Offer of the stimulating promotion «25 Years together with KICB – 5 MILLION Reasons to Win!». -
KICB Continues to Support Talented Youth
KICB has opened the annual application process for the scholarship named after Mr. Kwang Young Choi -
Regarding working hours of sub-branch No. 046-00-49 "Autocenter"
Dear customers!
Please, be informed that due to the declaration of non-working days from August 21st to 23d, 2026, located Avtotsentr Perekrestok LLC, sub-branch №046-00-49 "Autocenter" will be closed.

