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from KGS 200000
or equivalent in USD
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KGS
from 20*%
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USD
from 12*%
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Up to KGS 500,000 or equivalent in USD
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For individual entrepreneurs, legal entities with a current business loan secured by real estate
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Loan repayment term: no later than the maturity date of the main loan secured by real estate, but not exceeding 36 months
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Purpose: to replenish working capital and for investments, including refinancing of business loans in other banks
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Collateral: movable property, including inventory (goods and materials), and spousal guarantee. If there is no spouse – a guarantee from a third party with confirmed income
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Interest rates: KGS – 20%, USD – 12%
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Effective interest rate: from 22.3% in KGS, from 12.9% in USD

Loan Application
Other products
News
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KICB and EBRD to finance the development of Planeta Trade Service LLC
On March 24, 2026, the Kyrgyz Investment and Credit Bank (KICB), in partnership with the European Bank for Reconstruction and Development (EBRD), signed a loan agreement with Planeta Trade Service LLC.
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About Astrasend international money transfer system
Bank kindly informs you about possibility to receive Astrasend money transfers via KICB mobile app. In order to receive funds, please, choose in mobile application "Payments" section, then "Receive a money transfer", select "Astrasend – receiving transfer," enter the transfer code. You will receive money transfer directly to your account.
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Congratulations on the occasion of Nooruz!
May this bright spring holiday bring warmth, prosperity, and new opportunities to your home.
Wishing you and your loved ones harmony, joy, and continued success!

