-
from KGS 200000
or equivalent in USD
-
KGS
from 20*%
-
USD
from 12*%
-
-
Up to KGS 500,000 or equivalent in USD
-
For individual entrepreneurs, legal entities with a current business loan secured by real estate
-
Loan repayment term: no later than the maturity date of the main loan secured by real estate, but not exceeding 36 months
-
Purpose: to replenish working capital and for investments, including refinancing of business loans in other banks
-
Collateral: movable property, including inventory (goods and materials), and spousal guarantee. If there is no spouse – a guarantee from a third party with confirmed income
-
Interest rates: KGS – 20%, USD – 12%
-
Effective interest rate: from 22.3% in KGS, from 12.9% in USD

Loan Application
Other products
News
-
On suspension of operations of Sovetskaya branch
We inform you about the temporary suspension of operations of Sovetskaya branch (BIC 128017) from July 09th, 2025, located at the address: 137, Abdrakhmanov Street, Bishkek. Kindly ask all customers of the branch to contact Operation Department, at the address: 21st, Erkindik blvd., Bishkek
-
Technical Work Notification
We inform you about the upcoming technical works on night of 07/11/2025 to 07/12/2025 in the period from 00:00 to 03:00 in the morning.
Transactions with Visa cards and banking services may not be available. -
Notification of technical work on the part of JSC «IPC»
We hereby inform you that on the night of July 11th, 2025 from 01:00 a.m. to 04:00 a.m. technical works on the part of JSC «IPC» will be carried out. During the above-mentioned period ELCARD / VISA / UPI / MasterCard cards, QR payments and all peripheral devices will not be available.