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from KGS 200000
or equivalent in USD
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KGS
from 20*%
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USD
from 12*%
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Up to KGS 500,000 or equivalent in USD
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For individual entrepreneurs, legal entities with a current business loan secured by real estate
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Loan repayment term: no later than the maturity date of the main loan secured by real estate, but not exceeding 36 months
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Purpose: to replenish working capital and for investments, including refinancing of business loans in other banks
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Collateral: movable property, including inventory (goods and materials), and spousal guarantee. If there is no spouse – a guarantee from a third party with confirmed income
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Interest rates: KGS – 20%, USD – 12%
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Effective interest rate: from 22.3% in KGS, from 12.9% in USD

Loan Application
Other products
News
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KICB joins UNICEF’s Business Advisory Council for Children
The private sector in Kyrgyzstan is not only a driving force of economic development but also has a significant impact on children and families, with the potential to accelerate progress in advancing children’s rights. UNICEF in Kyrgyzstan is committed to mobilizing the private sector in the best interests of children.
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KICB announces the winners of the «Easy Transfers – Bright Holidays» campaign
KICB has summed up the results of the large-scale campaign «Easy Transfers – Bright Holidays», which took place from August 1 to October 31, 2025, covering international money transfer systems: Astrasend, Zolotaya Korona, RIA, and Western Union.
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The second stage of the «Link to Success» campaign has ended - and 2 million soms are up for grabs!
The results of the second intermediate stage of the «Link to Success» campaign have been summed up.
Participants who attracted the highest number of new clients through the mobile application received 50,000 soms each.

