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from KGS 200000
or equivalent in USD
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KGS
from 20*%
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USD
from 12*%
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Up to KGS 500,000 or equivalent in USD
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For individual entrepreneurs, legal entities with a current business loan secured by real estate
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Loan repayment term: no later than the maturity date of the main loan secured by real estate, but not exceeding 36 months
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Purpose: to replenish working capital and for investments, including refinancing of business loans in other banks
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Collateral: movable property, including inventory (goods and materials), and spousal guarantee. If there is no spouse – a guarantee from a third party with confirmed income
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Interest rates: KGS – 20%, USD – 12%
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Effective interest rate: from 22.3% in KGS, from 12.9% in USD

Loan Application
Other products
News
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Notification of technical work on the part of JSC «IPC»
We hereby inform you that on the night of June 25th, 2025 from 01:00 a.m. to 03:00 a.m. technical works on the part of JSC «IPC» will be carried out. During the above-mentioned period ELCARD / VISA / UPI / MasterCard cards, QR payments and all peripheral devices will not be available.
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Technical Work Notification
We inform you about the upcoming technical works on night of 06/20/2025 to 06/21/2025, from 06/21/2025 to 06/22/2025 in the period from 00:00 to 07:00 in the morning.
Transactions in the application and banking systems may be unavailable. -
Notification of technical work on the part of JSC «IPC»
We hereby inform you that on the night of June 19th, 2025 from 03:00 a.m. to 06:00 a.m. technical works on the part of JSC «IPC» will be carried out.