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from KGS 200000
or equivalent in USD
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KGS
from 20*%
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USD
from 12*%
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Up to KGS 500,000 or equivalent in USD
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For individual entrepreneurs, legal entities with a current business loan secured by real estate
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Loan repayment term: no later than the maturity date of the main loan secured by real estate, but not exceeding 36 months
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Purpose: to replenish working capital and for investments, including refinancing of business loans in other banks
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Collateral: movable property, including inventory (goods and materials), and spousal guarantee. If there is no spouse – a guarantee from a third party with confirmed income
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Interest rates: KGS – 20%, USD – 12%
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Effective interest rate: from 22.3% in KGS, from 12.9% in USD

Loan Application
Other products
News
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South Bishkek branch will change it’s address
We inform you that starting from September 15th, 2025, South Bishkek branch will continue its work in the normal mode at the address: 33, 10 microdistrict, Bishkek.
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Green Loan KYRSEFF
KICB pays a great attention to support of the development of the green economy. Therefore, it expands the possibilities for financing green projects. Meet a new Green Loan KYRSEFF for individuals and self-employed entrepreneurs.
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KICB announces the start of the million som promotion!
KICB announces the launch of the “Link to Success!” campaign, and every Kyrgyz citizen who downloads or uses the KICB mobile application becomes a contender for a prize of one million som!