Light loan
from KGS 200000
or equivalent in USD
KGS from 20*%
USD from 12*%
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from KGS 200000
or equivalent in USD
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KGS
from 20*%
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USD
from 12*%
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Up to KGS 500,000 or equivalent in USD
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For individual entrepreneurs, legal entities with a current business loan secured by real estate
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Loan repayment term: no later than the maturity date of the main loan secured by real estate, but not exceeding 36 months
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Purpose: to replenish working capital and for investments, including refinancing of business loans in other banks
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Collateral: movable property, including inventory (goods and materials), and spousal guarantee. If there is no spouse – a guarantee from a third party with confirmed income
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Interest rates: KGS – 20%, USD – 12%
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Effective interest rate: from 22.3% in KGS, from 12.9% in USD
Loan Application
News
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Non-working day in Russian Federation
Please take into account that December 31, 2025 - is non-working day in Russian Federation.
Value date for payments in RUB – January 12, 2026. -
Bank operating hours during the New Year holidays
All KICB Bank branches will operate on December 31, 2025, from 09:00 to 12:00, without a break.
From January 1 to January 9, 2026, the Bank’s branches will be closed due to official public holidays, except for the branches and sub branches listed below. -
Non-working day in USA
Please take into account that December 25, 2025 - is non-working day in USA.
Value date for payments in USD – December 26, 2025.