Conditions
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from KGS 7000
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KGS
from 22*%
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Up to KGS 500 000
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To 24 months
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For consumer purposes. Up to 5 salaries. Minimum package of documents
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Up to KGS 500,000 without a guarantor - 25% per annum. Over KGS 500,000 – 1 guarantor (colleague) 22% per annum.
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Effective interest rate: KGS from 24,42%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
Other products
News
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KICB opens accounts for individual entrepreneurs free of charge!
KICB continues to support micro, small, and medium-sized businesses in Kyrgyzstan and launches a special offer for individual entrepreneurs (IEs).
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New privileges for KICB Elcard+ cardholders
The Elcard+ card from KICB is a modern contactless card with privileges and bonuses, designed for convenient everyday payments. Please note the card servicing conditions:
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Non-working day in Russian Federation
Please take into account that May 11, 2026 - is non-working day in Russian Federation.
Value date for payments in RUB – May 12, 2026.

