"Overdraft" loan
Money without interest before salary
from KGS 3000
KGS from 28*%
Conditions
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from KGS 3000
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KGS
from 28*%
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Up to 200,000 KGS, maximum amount ≤ 70% of salary
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From 3 to 84 months
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For any purpose. Minimum package of documents. Fast review 1-2 days
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No collateral required
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Effective interest rate: KGS from 31,53%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
Loan Application
News
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KICB plants 700 trees across educational institutions in Kyrgyzstan under the Green Foundation initiative
Established in 2001 by the Government of the Kyrgyz Republic together with international financial institutions, KICB marks its 25th anniversary this year — a quarter-century of stability, reliability, and consistent commitment to its mission: a reliable bank for a better life.
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KICB and EBRD to finance the development of Planeta Trade Service LLC
On March 24, 2026, the Kyrgyz Investment and Credit Bank (KICB), in partnership with the European Bank for Reconstruction and Development (EBRD), signed a loan agreement with Planeta Trade Service LLC.
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About Astrasend international money transfer system
Bank kindly informs you about possibility to receive Astrasend money transfers via KICB mobile app. In order to receive funds, please, choose in mobile application "Payments" section, then "Receive a money transfer", select "Astrasend – receiving transfer," enter the transfer code. You will receive money transfer directly to your account.