"Overdraft" loan
Money without interest before salary
from KGS 3000
KGS from 28*%
Conditions
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from KGS 3000
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KGS
from 28*%
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Up to 200,000 KGS, maximum amount ≤ 70% of salary
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From 3 to 84 months
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For any purpose. Minimum package of documents. Fast review 1-2 days
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No collateral required
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Effective interest rate: KGS from 31,53%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
Loan Application
News
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KICB opens accounts for individual entrepreneurs free of charge!
KICB continues to support micro, small, and medium-sized businesses in Kyrgyzstan and launches a special offer for individual entrepreneurs (IEs).
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New privileges for KICB Elcard+ cardholders
The Elcard+ card from KICB is a modern contactless card with privileges and bonuses, designed for convenient everyday payments. Please note the card servicing conditions:
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Non-working day in Russian Federation
Please take into account that May 11, 2026 - is non-working day in Russian Federation.
Value date for payments in RUB – May 12, 2026.