"Overdraft" loan
Money without interest before salary
from KGS 3000
KGS from 28*%
Conditions
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from KGS 3000
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KGS
from 28*%
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Up to 200,000 KGS, maximum amount ≤ 70% of salary
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From 3 to 84 months
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For any purpose. Minimum package of documents. Fast review 1-2 days
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No collateral required
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Effective interest rate: KGS from 31,53%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
Loan Application
News
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Non-working day in United Arab Emirates (UAE)
Dear customers!
Please, take into account that June 15, 2026 - is non-working day in United Arab Emirates (UAE).
Value date for payments in AED – June 16, 2026. -
Non-working day in Russian Federation
Dear customers,
Please take into account that June 12, 2026 - is non-working day in Russian Federation.
Value date for payments in RUB – June 15, 2026. -
Payments with KICB ELCARD cards are now available in Uzbekistan!
KICB ELCARD and ELCARD+ cardholders can easily pay for purchases and withdraw cash throughout the entire HUMO National Payment System network in Uzbekistan.