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from KGS 200000
or equivalent in USD
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KGS
from 20*%
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USD
from 12*%
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Up to KGS 500,000 or equivalent in USD
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For individual entrepreneurs, legal entities with a current business loan secured by real estate
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Loan repayment term: no later than the maturity date of the main loan secured by real estate, but not exceeding 36 months
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Purpose: to replenish working capital and for investments, including refinancing of business loans in other banks
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Collateral: movable property, including inventory (goods and materials), and spousal guarantee. If there is no spouse – a guarantee from a third party with confirmed income
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Interest rates: KGS – 20%, USD – 12%
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Effective interest rate: from 22.3% in KGS, from 12.9% in USD

Loan Application
Other products
News
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KICB announces the start of the million som promotion!
KICB announces the launch of the “Link to Success!” campaign, and every Kyrgyz citizen who downloads or uses the KICB mobile application becomes a contender for a prize of one million som!
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KICB signed the loan agreement with «Perekrestok» auto center under the co-financing program of the European Bank for Reconstruction and Development
KICB signed the loan agreement with «Perekrestok» auto center under the co-financing program of European Bank for Reconstruction and Development, with the aim of scaling the activities of the official distributor of Toyota Motor Corporation in Kyrgyzstan.
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Non-working day in USA
Please take into account that September 01, 2025 - is non-working day in USA.
Value date for payments in USD – September 02, 2025.