Documents

 
TARIFFS ON BANK SERVICES FOR RETAIL, CORPORATE CUSTOMERS AND INDIVIDUAL ENTREPRENEURS 
 
1. 
 Account opening and maintenance  

1.1 
 Current account opening (for individuals) 
 free of charge 
 
1.2 
 Current account opening (for legal entities and private enterpreneurs) 
 KGS 500  
 
1.3 
 Current account opening for loan/ deposit  
 free of charge 
 
1.4 
 Current and/or additional account opening through «KICB»/ «KICB BUSINESS» system 
 free of charge 
 
1.5 
 Current account maintenance (for legal entities and private enterpreneurs) 
 KGS 300 (in case of any account turnover during one month) 
 
1.6 
 Current account maintenance (for individuals) 
 free of charge 
 
1.7 
 Minimal irreducible account balance (for legal entities) 
 KGS 500  
 
1.8 
 Negative rate for customer’s EUR account balances 
 By decision of Management 
 
2. 
 Money Transfers 
   
 
2.1 
 Outgoing payments in KGS  
   
2.1.1 
 Clearing (payment receipt time from 9:00 till 11:00)  
  
 for amounts less than 20, 000 (inclusive) 
 KGS 5  
  
 for amounts 20,000 – 100, 000 (inclusive)  
 KGS 30  
  
 for amounts 100,000 – 500,000 (inclusive) 
 KGS 50  
  
 for amounts 500,000 - 1,000,000 (inclusive) 
 KGS 60  
 
2.1.2 
 Gross (payment receipt time from 9:00 till 15:00)  
 KGS 100  
 
2.2 
 Outgoing payments in USD and EUR with condition "OUR" 
 
2.2.1 
 Payments in US dollars (time of payment acceptance from 9.00 till 15.30 at the Bank’s branches) 
 0,2% from amount, min. USD 35, max. USD 300 
 
Guaranteed OUR (OUR OUR) – USD 30 additionally 
 
2.2.2 
 Payments in US dollars (time of payment acceptance via «KICB»/ «KICB BUSINESS» system from 9.00 till 15.30)  
 0,15% from amount, min. USD 35, max. USD 300 
 
Guaranteed OUR (OUR OUR) – USD 30 additionally 
 
2.2.3 
 Payments in US dollars in favor of clients of «Halyk» Bank Kazakhstan through the correspondent Bank «Halyk» (time of payment acceptance from 9.00 till 15.30 at the Bank's branches)  
 0,2% from amount, min. USD 90, max. USD 450 
 
2.2.4 
 Payments in US dollars in favor of clients of «Halyk» Bank Kazakhstan through the correspondent Bank «Halyk» (time of payment acceptance via "KICB"/"KICB BUSINESS" system from 9.00 till 15.30)   
 0,15% from amount, min. USD 90, max. USD 450 
 
2.2.5 
 Payments in US dollars in favor of third banks through the correspondent Bank «Halyk» (time of payment acceptance from 9.00 till 15.30 at the Bank's branches)  
 0,2% from amount, min. USD 90, max. USD 450 
 
2.2.6 
 Payments in US dollars in favor of third banks through the correspondent Bank «Halyk» (time of payment acceptance via "KICB"/"KICB BUSINESS" system from 9.00 till 15.30)  
 0,15% from amount, min. USD 90, max. USD 450 
 
2.2.7 
 Outgoing payments in Euro (time of payment acceptance from 9.00 till 15.30) 
 0,2% from amount, min. EUR 30, max. EUR 300  
 
2.3 
 Outgoing payments in USD with condition "BEN" (all costs by beneficiary) 

2.3.1 
 Payments value «Same day» (payment receipt time from 9:00 till 14:30/ via «KICB»/ «KICB BUSINESS» system 9:00 till 15:30) 
 USD 50  
 
2.4 
 Outgoing payments in KZT and RUR 
 
2.4.1 
 Payments value "Same day" (payment receipt time for KZT from 9.00 till 12.00, for RUB from 9.00 till 12.00) 
 RUB: 0,1%, min. RUB 600, max. RUB 12 000  
 KZT: 0,1%, min. KZT 4 000, max. KZT 75 000  
 
2.5 
 Outgoing payments in another currency 
 GBP: 0,2%, min. GBP 30, max. GBP 300  
 CHF: 0,2%, min. CHF 30, max. CHF 300  
 CNY: 0,2%, min. CNY 200, max. CNY 2 000  
 TJS: 0,2%, min. TJS 10, max. TJS 100  
 TRY: 0,2%, min. TRY 800, max. TRY 8000  
 AED: 0,2%, min. AED 150, max. AED 400 
 
2.5.1 
 Bank's internal payments (including regional Branches and sub-branches) 
 free of charge 
 
2.6 
 Incoming payments 
  
2.6.1 
 Incoming payments 
 free of charge 
 
3. 
 Banking investigation on payments, payment return, amendments, payment cancellation  
  
3.1 
 Foreign Currency 
 
3.1.1 
 in USD, RUR, KZT 
 USD 50  

 for request received 60+ days after value date  
 USD 75  
 
 for request received 180+ days after value date 
 USD 100  
 
3.1.2 
 in EUR and other currencies 
 EUR 50  
  
 for request received 60+ days after value date  
 EUR 75  
 
 for request received 180+ days after value date 
 EUR 100  
 
3.1.3 
 National Currency 
 KGS 50  
 
3.1.4 
 Providing information on a payment status from the SWIFT GPI tracker system (for individuals) 
 USD 20  
 
 Providing information on a payment status from the SWIFT GPI tracker system (for legal entities and private entrepreneurs) 
 USD 30  
 
3.2 
 Cancellation of outgoing clearing payment on the day of sending before 13:00 
 KGS 50 
 
4. 
 Cash Operations 
   
4.1. 
 Cash withdrawal 
 
4.1.1 
 Cash withdrawal in KGS  
 0,3% (min. KGS 100 for legal entities and individual enterpreneurs) 
 
4.1.2 
 Cash withdrawal in foreign currency USD, EUR, RUR, KZT  
 commission is set by Bank on daily basis 
 
4.1.3 
 Withdrawal of cash deposited to account in cash in the same currency (for individuals)  
 free of charge 
 
4.1.4 
 Cash withdrawal made at the expense of cash, within the last 6 months (for legal entities and private entrepreneurs) 
 free of charge 
 
4.1.5 
 Cash withdrawal made at the expense of cash, before the last 6 months (for legal entities and private entrepreneurs) 
 by current Bank tariffs  
 
4.1.6 
 Withdrawal of cash received as a result of a conversion operation within the bank 
 by current Bank tariffs 
 
4.1.7 
 Cash withdrawal from international money transfer systems 
 0% 
 
4.1.8 
 Cash withdrawal fee for SME and retail loans in KGS 
 as per point 4.1.1 
 
4.1.9 
 Cash withdrawal fee for SME and retail loans in USD 
 as per point 4.1.2 

4.1.10 
 Cash withdrawal fee for Mortgage loans and loans issued under state/government/social programs, aimed at economic development 
 0% 
 
4.1.11 
 Cash withdrawal fee for Micro loans  
 0% 
 
4.2 
 Cash deposit and enlargement funds 
   
4.2.1 
 Repayment of credits or replenishment of deposits in national and foreign currency, including repayment with cash in terminals 
 free of charge 
 
cash deposit fee in US dollars issued in 1996-2006 that do not fall under the criteria of dilapidation and do not raise doubts about authenticity are established on a daily basis 
 
4.2.2 
 Cash deposit in national currency, if made by account owner  
 free of charge 
 
4.2.3 
 National and foreign currencies cash deposit by third party to the customer's account in the bank office other than where the account was opened (for individuals, legal entities and private entrepreneurs) 
 0,1%, min KGS 20  
 
cash deposit fee in US dollars issued in 1996-2006 that do not fall under the criteria of dilapidation and do not raise doubts about authenticity are established on a daily basis 
 
4.2.4 
 Cash deposit in foreign currencies for SWIFT outgoing payments (except cash deposit more than 6 months for legal entities and private entrepreneurs) and replenishment of customer’s current account 
 commission is set by Bank on daily basis 
 
4.2.5 
 Cash deposit in foreign currencies to the customer's account within KICB cash-in terminals 
 commission is set by Bank on daily basis 
 
4.2.6 
 Cash deposit of dilapidated and damaged banknotes 
 in foreign currency (USD, EUR, RUB, KZT) - 1% 
 KGS – free 
 
According to the criteria of dilapidation. 
 
4.2.7 
 Money counting, counterfeit detection of foreign currency at customer's request without subsequent depositing of money to account 
 0,1%, min. USD 10  
 
4.2.8 
 Cash deposit fee (except loan repayment/deposit replenishment) in national currency, in case of unsorted cash by denomination 
 0,1%, min KGS 20  
 
5. 
 Escrow account 
 
5.1 
 Opening/closing an escrow account 
 Free 
 
5.2 
 Opening a bank account under an escrow account agreement 
 Free 
 
5.3 
 Providing an escrow account statement 
 Free 
 
5.4 
 Maintaining escrow accounts for individuals, legal entities and individual entrepreneurs  
 within the framework of transactions in the amount of up to KGS 6 000 000 (inclusive) - KGS 5 000; 
 
 over KGS 6 000 000 - 0.02% of the transaction amount (min. – KGS 5 000) 
 
 
5.5 
 Cashing out funds under a transaction 
 up to KGS 6 000 000 (inclusive) -free of charge;  
 over KGS 6 000 000 - According to current settlement and cash services tariffs 
 
5.6 
 Amendments to the Escrow Account Agreement 
 KGS 3 000 per one amendment 
 
5.7 
 Certificate of availability of an escrow account 
 KGS 150  
 
6. 
 Foreign Exchange Operations 
   
6.1 
 Sale-purchase of foreign currency  
 
 At the Bank’s rate on the operation day. 
 
Individual exchange rates will be provided by the decision of the Bank. 
 
Additional fee for purchase of US dollars issued in 1996-2006 that do not fall under the criteria of dilapidation and do not raise doubts about authenticity are established on a daily basis. 
 
7. 
 Provision of stationery, certificates and documents 

7.1 
 Registration and issuance of checkbook 
 KGS 150  
 
7.2 
 Account statements and bank documents 
   
7.2.1 
 Regular account statements, including statement via i-Bank and statements sent by SWIFT, with two-side printing 
 1 sheet is free,  each next sheet is KGS 10, maximum KGS 850  
 
7.2.2 
 Banking documents (payment transactions on outgoing payments in national and foreign currency, copies of archive documents etc.) and notifications on account opening/closing, capital stock payment etc. as per client’s request  
 KGS 150 per document 
 
7.3 
 Banking documents and notifications about existence account, deposit and balance of account 
   
7.3.1 
 for individuals, legal entities and private entrepreneurs with additional provision by Bank of free insurance voucher of Jubilee Kyrgyzstan Insurance Company** 
 KGS 5000 per document*** 
 
7.3.2 
 for individuals, legal entities and private entrepreneurs through «KICB»/ «KICB BUSINESS» system 
 KGS 500 per document*** 
 
7.4 
 Reply to external audit inquiry of the customer 
 KGS 150 + commissions to send the documents according to the tariffs of the courier service 
 
7.5 
 Cash flow account notification  
 KGS 500  
 
7.6 
 The duplicate of any confirmation, certificates and other documents referred to cash flow account (in case if the language of document is differ from original document in Russian / English) 
 50% from amount per each document 
 
8. 
 «KICB»/ «KICB BUSINESS» systems 
   
8.1 
 Connection to system 
  
8.1.1 
 For individuals 
 free of charge 
 
8.1.2 
 For individual entrepreneurs 
 free of charge 
 
8.1.3 
 For legal entities 
 KGS 1000  
 
8.2 
 Account maintenance for «KICB»/ «KICB BUSINESS» system (meanwhile commission fee stated in 1.5 para is not applicable) 
  
8.2.1 
 For individuals 
 free of charge 
 
8.2.2 
 For individual entrepreneurs 
 KGS 300 (regardless of any account turnover during one month) 
 
8.2.3 
 For legal entities 
 KGS 300 (regardless of any account turnover during one month) 
 
8.3 
 eToken key (1 pc.) 
 KGS 2 000  
 
8.4 
 Additional generation of password 
 KGS 50  
 
8.5 
 Additional generation of login 
 free of charge 
 
8.6 
 Blocking access to the system 
 free of charge 
 
8.7 
 Visit of Bank officer for technical issue related to system working in case of client’s fault (visit is made in proximity to branch location to which application on technical issue was submitted. Expenses related to visit of technical staff of the bank are paid by client) 
 KGS 1000  
 
8.8 
 Delivery fee (bank card) 
 KGS 200  
 
8.9. 
 Fee for incoming transfer via ELQR 
  
 
8.9.1. 
 For individuals 
 free of charge 
 
8.9.2. 
 For individual entrepreneurs 
 1% 
 
8.9.3. 
 For legal entities 
 1% 
 
9. 
 Safe Boxes Rent 

9.1 
 safe box dimension 20 х 230х 360 /60 х 230 х 500/60 х 240 х 350   
 
 1 month – KGS 1 500  3 month – KGS 3 000  6 month – KGS 5 000  12 month – KGS 8 000 
 
9.2 
 safe box dimension 100 х 230 х 360/130 х 230 х 500/130 х 240 х 350  
                                  
 1 month- KGS 2 000  3 month- KGS 4 000  6 month - KGS 7 000 12 month - KGS 10 000 
 
9.3 
 safe box dimension 200 х 230 х 360 **** 
 1 month- KGS 3 000 3 month- KGS 6 000 6 month - KGS 10 000 12 month -KGS 15 000 
 
9.4 
 safe box dimension 210 х 230 х 500/230 х 230 х 350/300 х 230 х 360   
 
 1 month - KGS 4 000  
3 month- KGS 8 000  6 month - KGS 12 000  12 month - KGS 20 000  
 
9.5 
 safe box dimension 500 х 230 х 360 ***** 
 1 month - KGS 6 000  3 month - KGS 12 000 6 month - KGS 18 000 12 month - KGS 30 000 
 
9.6 
 Penalties for return with delay of the cell’s keys by the holder and/or late payment of the rent 
 “Tariff for 1 month for respective cell” x “number of complete and incomplete months of delay” 
 
9.7 
 Penalties for lost key  
 USD 100  
 
10. 
 Storage of valuables from customer 
 Subject to agreement 
 
11. 
 Cash collection  
 Subject to agreement 
 
12. 
 Brokerage services on primary/ secondary security market in KGS 
 For individuals - no commission 
 For legal entities - KGS 1000 per deal 
 
13. 
 Commissions on credit operations for SME, Retail and micro loans 
  
 
13.1 
 Release or change of collateral on an active loan (real estate) 
 KGS 2 000  
 
13.2 
 Release or change of collateral on an active loan (movable) 
 KGS 1 000  
 
13.3 
 Replacement/Release of the guarantor (at the request of the client) 
 KGS 500  
 
13.4 
 No debt certificate 
 KGS 200  
 
13.5 
 Other certificates (related to credit) 
 KGS 200  
 
13.6 
 Change of repayment schedules/date 
 KGS 200  
 
13.7 
 Re-obtaining bank documents (letters for release from arrest) 
 KGS 200  
 

Notes: 
All commission fees mentioned above are valid while executing the contact/agreement, and the Bank may revise them unilaterally. 
Bank reserves the right to charge third-party commissions, including commissions charged by intermediary and other third-party banks in effecting the client's transactions. 
All bank commission fees are subject to a sale tax of 2% which will be added to the tariffs, all other applicable taxes and dues included according to the legislation of the Kyrgyz Republic. 
All bank commission fees for non-financial services are subject to VAT of 12% and included in the tariffs. 
* Commission for bank services paid within KICB cash- in terminals is not subject to the NSP 
** The voucher issued by Jubilee Kyrgyzstan Insurance Company gives you the opportunity to receive free insurance policy for medical expenses abroad. Detailed information on the Bank's website: www.kicb.net 
*** Amount is inclusive of all taxes, fees and other payments provided for by the legislation of the Kyrgyz Republic. 
**** Apply only for safe boxes in Bishkek South branch, Retail Banking Center branch, Bishkek Central Branch 
*****Apply only for safe boxes in Bishkek South branch