TARIFFS ON BANK SERVICES FOR RETAIL, CORPORATE CUSTOMERS AND INDIVIDUAL ENTREPRENEURS
| 1. | Account opening and maintenance | |
| 1.1 | Current account opening (for individuals) | 100 KGS |
| 1.2 | Current account opening (for legal entities and private enterpreneurs) | 500 KGS |
| 1.3 | Current account opening for loan/ deposit | free of charge |
| 1.4 |
Current account maintenance (for egal entities and private enterpreneurs) |
300 KGS (in case of any account turnover during one month) |
| 1.5 | Current account maintenance (for individuals) | free of charge |
| 1.6 | Minimal irreducible account balance (for legal entities) | 500 KGS |
| 1.7 | Negative rate for customer’s EUR account balances | By decision of Management |
| 2. | Money Transfers | |
| 2.1 | Outgoing payments in KGS | |
| 2.1.1 | Clearing (payment receipt time from 9:00 till 11:00) | |
| for amounts less than 20, 000 (inclusive) | 5 KGS | |
| for amounts 20,000 – 100, 000 (inclusive) | 30 KGS | |
| for amounts 100,000 – 500,000 (inclusive) | 50 KGS | |
| for amounts 500,000 - 1,000,000 (inclusive) | 60 KGS | |
| 2.1.2 | Gross (payment receipt time from 9:00 till 15:00) | 100 KGS |
| 2.2 | Outgoing payments in USD and EUR with condition "OUR" | |
| 2.2.1 | Payments in US dollars with due date "Same day" (time of payment acceptance from 9.00 till 14.30 at the Bank's branches) |
0,2% min. 50 USD max. 450 USD |
| 2.2.2 | Payments in US dollars with due date "Same day" (time of payment acceptance via "KICB"/"KICB BUSINESS" system from 9.00 till 15.30) |
0,2% min. 50 USD max. 400 USD |
| 2.2.3 | Outgoing payments in Euro with due date "Same day" (time of payment acceptance from 9.00 till 14.30/ via "KICB"/"KICB BUSINESS" system from 9.00 till 15.30) |
0,2% min. 30 EUR max. 300 EUR |
| 2.2.4 |
Outgoing payments in US dollars through Correspondent Bank "Halyk" in favor of clients of "Halyk" Bank Kazakhstan. With "Day-to-Day" execution term (time of payment acceptance from 9.00 till 14.30/ via "KICB"/"KICB BUSINESS" system from 9.00 till 15.30) |
0,2% min. 30 USD max. 300 USD |
| 2.2.5 | Outgoing payments in USD in favor of third banks through Correspondent Bank "Halyk". With execution term "Day-to-Day" (time of payment acceptance from 9.00 till 14.30/ via "KICB"/"KICB BUSINESS" system from 9.00 till 15.30) |
0,2% min. 70 USD max. 300 USD |
| 2.3 | Outgoing payments in USD with condition "BEN" (all costs by beneficiary) | |
| 2.3.1 |
Payments value «Same day» (payment receipt time from 9:00 till 14:30/ via «KICB»/ «KICB BUSINESS» system 9:00 till 15:30) |
50 USD |
| 2.4 | Outgoing payments in KZT and RUR | |
| 2.4.1 | Payments value "Same day" (payment receipt time for KZT from 9.00 till 12.00, for RUR from 9.00 till 15.00) |
RUB: 0,1%, min. 600 RUB, max. 12 000 RUB KZT: 0,1%, min. 4 000 KZT, max. 75 000 KZT |
| 2.5 | Outgoing payments in another currency |
GBP: 0,2%, min. 30 GBP, max. 300 GBP CHF: 0,2%, min. 30 CHF, max. 300 CHF CNY: 0,2%, min. 200 CNY, max. 2 000 CNY TJS: 0,2%, min. 10 TJS, max. 100 TJS TRY: 0,2%, min. 800 TRY, max. 8000 TRY |
| 2.5.1 |
Bank's internal payments (including regional Branches and sub- branches) |
free of charge |
| 2.5.2 | Incoming payments | free of charge |
| 3. | Banking investigation on payments, payment return, amendments, payment cancellation | |
| 3.1 | Foreign Currency | |
| 3.1.1 | in USD, RUR, KZT | 50 USD |
| for request received 60+ days after value date | 75 USD | |
| for request received 180+ days after value date | 100 USD | |
| 3.1.2 | in EUR and other currencies | 50 EURO |
| for request received 60+ days after value date | 75 EURO | |
| for request received 180+ days after value date | 100 EURO | |
| 3.1.3 | National Currency | 50 KGS |
| 4. | Cash Operations | |
| 4.1. | Cash withdrawal | |
| 4.1.1 | Cash withdrawal in KGS |
0,3% (min.100 KGS for legal entitites and individual enterpeneurs) |
| 4.1.2 | Cash withdrawal in foreign currency USD, EUR, RUR, KZT | commission is set by Bank on daily basis |
| 4.1.3 |
Withdrawal of cash deposited to account in cash in the same currency (for individuals) |
free of charge |
| 4.1.4 | Cash withdrawal made at the expense of cash,within the last 6 months (for legal entities and private entrepreneurs) | free of charge |
| 4.1.5 | Cash withdrawal made at the expense of cash, before the last 6 months (for legal entities and private entrepreneurs) | by current Bank tariffs |
| 4.1.6 | Withdrawal of cash received as a result of a conversion operation within the bank | by current Bank tariffs |
| 4.1.7 | Cash withdrawal fee for SME and retail loans in KGS | as per point 4.1.1 |
| 4.1.8 | Cash withdrawal fee for SME and retail loans in USD | as per point 4.1.2 |
| 4.1.9 |
Cash withdrawal fee for Mortgage loans and loans issued under state/government/social programs, aimed at economic development |
0% |
| 4.1.10 | Cash withdrawal fee for Micro loans | 0% |
| 4.2 | Cash deposit and enlargement funds | |
| 4.2.1 | Repayment of credits or replenishment of deposits in national and foreign currency, including repayment with cash in terminals | free of charge |
| 4.2.2 | Cash deposit in national currency, if made by account owner | free of charge |
| 4.2.3 | National and foreign currencies cash deposit by third party to the customer's account in the bank office other than where the account was opened (for individuals, legal entities and private entrepreneurs) | 0.1% , min 20 KGS |
| 4.2.4 | Cash deposit in foreign currencies is applied for cash transfers including internal transfers (except cash deposit more than 6 months for legal entities and private entrepreneurs) and replenishment of customer’s current account | commission is set by Bank on daily basis |
| 4.2.5 | Cash deposit in foreign currencies to the customer's account within KICB cash-in terminals | 0% |
| 4.2.6 | Cash deposit of dilapidated and damaged banknotes |
in foreign currency (USD, EUR, RUB, KZT) - 1% KGS - free According to the criteria of dilapidation the Bank reserves the right to refuse to accept dilapidated foreign currency banknotes |
| 4.2.7 |
Money counting, counterfeit detection of foreign currency at customer's request without subsequent depositing of money to account |
0,1%, min.10 USD |
| 4.2.8 |
Cash deposit fee (except loan repayment/deposit replenishment) in national currency, in case of unsorted cash by denomination |
0,1%, min 20 KGS |
| 5. | Foreign Exchange Operations | |
| 5.1 | Sale-purchase of foreign currency |
At the Bank’s rate on the operation day. Individual exchange rates will be provided by the decision of the Bank |
| 6. | Provision of stationery, certificates and documents | |
| 6.1 | Registration and issuance of checkbook | 150 KGS |
| 6.2 | Account statements and bank documents | |
| 6.2.1 | Regular account statements, including statement via i-Bank and statements sent by SWIFT, with two-side printing |
1 sheet is free, each next sheet is 10 KGS, maximum 850 KGS |
| 6.2.2 | Banking documents (payment transactions on outgoing payments in national and foreign currency, copies of archive documents etc.) and notifications on account opening/closing, capital stock payment etc. as per client’s request | 150 KGS per document |
| 6.3 | Banking documents and notifications about existence account, deposit and balance of account | |
| 6.3.1 |
for individuals, legal entities and private entrepreneurs with additional provision by Bank of free insurance voucher of Jubilee Kyrgyzstan Insurance Company** |
5000 KGS per document*** |
| 6.3.2 |
for individuals, legal entities and private entrepreneurs through «KICB»/ «KICB BUSINESS» system |
500 KGS per document*** |
| 6.4 | Reply to external audit inquiry of the customer | 150 KGS+ commissions to send the documents according to the tariffs of the courier service |
| 6.5 | Cash flow account notification | 500 KGS |
| 6.6 | The duplicate of any confirmation, certificates and other documents referred to cash flow account (in case if the language of document is differ from original document in Russian / English) | 50% from amount per each document |
| 7. | «KICB»/ «KICB BUSINESS» systems | |
| 7.1 | Connection to system | |
| 7.1.1 | For individuals | free of charge |
| 7.1.2 | For individual entrepreneurs | free of charge |
| 7.1.3 | For legal entities | 1000 KGS |
| 7.2 | Account maintenance for «KICB»/ «KICB BUSINESS» system (meanwhile commission fee stated in 1.4 para is not applicable) | |
| 7.2.1 | For individuals | free of charge |
| 7.2.2 | For individual entrepreneurs | 300 KGS (regardless of any account turnover during one month) |
| 7.2.3 | For legal entities | 300 KGS (regardless of any account turnover during one month) |
| 7.3 | eToken key (1 pc.) | 2 000 KGS |
| 7.4 | Additional generation of password | 50 KGS |
| 7.5 | Additional generation of login | free of charge |
| 7.6 | Blocking access to the system | free of charge |
| 7.7 |
Visit of Bank officer for technical issue related to system working in case of client’s fault (visit is made in proximity to branch location to which application on technical issue was submitted. Expenses related to visit of technical staff of the bank are paid by client) |
1000 KGS |
| 7.8 | Delivery fee (bank card) | 200 KGS |
| 8. | Safe Boxes Rent | |
| 8.1 | safe box dimension 20 х 230х 360 /60 х 230 х 500/60 х 240 х 350 |
1 month – 1 500 KGS 3 month – 3 000 KGS 6 month – 5 000 KGS 12 month – 8 000 KGS |
| 8.2 | safe box dimension 100 х 230 х 360/130 х 230 х 500/130 х 240 х 350 |
1 month- 2 000 KGS 3 month- 4 000 KGS 6 month - 7 000 KGS 12 month - 10 000 KGS |
| 8.3 | safe box dimension 200 х 230 х 360 **** |
1 month-3 000 KGS 3 month- 6 000 KGS 6 month - 10 000 KGS 12 month - 15 000 KGS |
| 8.4 | safe box dimension 210 х 230 х 500/230 х 230 х 350/300 х 230 х 360 |
1 month - 4 000 KGS 3 month- 8 000 KGS 6 month - 12 000 KGS 12 month - 20 000 KGS |
| 8.5 | safe box dimension 500 х 230 х 360 ***** |
1 month - 6 000 KGS 3 month - 12 000 KGS 6 month - 18 000 KGS 12 month - 30 000 KGS |
| 8.6 | Penalties for return with delay of the cell’s keys by the holder and/or late payment of the rent | “Tariff for 1 month for respective cell” x “number of complete and incomplete months of delay” |
| 8.7 | Penalties for lost key | 100 USD |
| 9 | Storage of valuables from customer | Subject to agreement |
| 10 | Cash collection | Subject to agreement |
| 11 | Brokerage services on primary/ secondary security market in KGS |
For individuals - no commission For legal entities - 1000 KGS per deal |
| 12 | Commissions on credit operations for SME, Retail and micro loans | |
| 12.1 | Release or change of collateral on an active loan (real estate) | 2 000 KGS |
| 12.2 | Release or change of collateral on an active loan (movable) | 1 000 KGS |
| 12.3 | Replacement/Release of the guarantor (at the request of the client) | 500 KGS |
| 12.4 | No debt certificate | 200 KGS |
| 12.5 | Other certificates (related to credit) | 200 KGS |
| 12.6 | Change of repayment schedules/date | 200 KGS |
| 12.7 | Re-obtaining bank documents (letters for release from arrest) | 200 KGS |
Notes:
All commission fees mentioned above are valid while executing the contact/agreement, and the Bank may revise them unilaterally.
Bank reserves the right to charge third-party commissions, including commissions charged by intermediary and other third-party banks in effecting the client's transactions.
All bank commission fees are subject to a sale tax of 2% which will be added to the tariffs, all other applicable taxes and dues included according to the legislation of the Kyrgyz Republic.
All bank commission fees for non-financial services are subject to VAT of 12% and included in the tariffs.
* Commission for bank services payed within KICB cash- in terminals is not subject to the NSP
** The voucher issued by Jubilee Kyrgyzstan Insurance Company gives you the opportunity to receive free insurance policy for medical expenses abroad. Detailed information on the Bank's website: www.kicb.net
*** Amount is inclusive of all taxes, fees and other payments provided for by the legislation of the Kyrgyz Republic.
**** Apply only for safe boxes in Bishkek South branch, Retail Banking Center branch, Bishkek Central Branch
*****Apply only for safe boxes in Bishkek South branch