SCHEDULE OF TARIFFS1 FOR MASTERCARD CARDS FOR INDIVIDUALS

(Effective from November 13st, 2023)

 

 

Transaction / service

Card type

 

 

Mastercard Standard

Mastercard Gold

 

 

KGS

USD

EUR

KGS

USD

EUR

1.

Issuance of primary Mastercard card (contact/contactless)

1.1.

Issuance of primary Mastercard card with standard design

1.1.1.

Issuance of card (takes up to 7 business days – in the Bishkek, 10 business days – in the regions)

Free of charge

Free of charge

1.1.2.

Fee for urgent issuance/reissuance

(takes approx. 2 business days, available only in Bishkek)

KGS 600 / USD 7 / EUR 7

KGS 1500 / USD 20 / EUR 20

1.1.3.

Annual card maintenance fee for the 1st year

(paid upon opening of the card)

KGS 300/ USD 4 / EUR 4

KGS 1000/ USD 12 / EUR 12

1.1.4.

Annual card maintenance fee for the 2nd and following years

300

4

4

400

12

12

1.1.5.

Minimum Balance

(The minimum balance is blocked on the card account at the first receipt on the card account. The amount is available after card expiration or account closure.

Minimum balance also applies to the supplementary card)

 

 

200

 

 

2

 

 

2

 

 

400

 

 

5

 

 

5

1.1.6.

Fee for primary card renewal upon expiration2

Free of charge

Free of charge

1.1.7.

Reissuance of primary card in case of lost / stolen / blocked or damaged card

KGS 300 / USD 4 / EUR 4

KGS 400 / USD 5 / EUR 5

1.2.4.

Fee for the transfer of funds from the card tied to e- wallet "Elsom"

0,15%

0,15%

2.

Accrual %% on the balance (annual), min balance 10,000 som

3%

0%

0%

3%

0%

0%

3.

In KICB network

3.1.

Cash withdrawal fee in ATMs

0%

0%

3.1.1.

Cash withdrawal fee in POS-terminals

0,5%

0,5%

3.1.2.

Receiving USD in cash at KICB cash desks

Set by the bank on a daily basis

3.2.

Cash withdrawal fee for technical or allowed overdraft3

1,5%

1,5%

3.3.

A card-to-card money transfer (if CARDEX4 is available)

Free of charge

Free of charge

3.4.

Payments for goods and services5

Free of charge

Free of charge

3.5.

Card account statements

3.5.1.

Balance inquiry

Free of charge

Free of charge

3.5.2.

Mini–statement

Free of charge

Free of charge

3.5.3.

SMS – notification (monthly service fee)

90

1

1

90

1

1

4.

In other banks’ network

4.1.

Cash withdrawal fee in ATMs and POS-terminals

1,5%

(min fee KGS

250)

1,5%

(min fee USD 3)

(1,5%

(min fee EUR 3)

1,5%

(min fee KGS

250)

1,5%

(min fee USD 3)

 

(1,5%

(min fee EUR 3)

4.2.

Cash withdrawal fee for technical or allowed overdraft3

1,5%

(min fee

KGS 250)

1,5%

(min fee USD 3)

1,5%

(min fee EUR 3)

1,5%

(min fee KGS

250)

1,5%

(min fee USD 3)

1,5%

(min fee EUR 3)

4.3.

A card-to-card money transfer (if CARDEX4 is available)

30

0,3

0,3

30

0,3

0,3

4.4.

Payments for goods and services5

Free of charge

Free of charge

4.6

Card account statements

4.6.1.

Balance inquiry

70

0,8

0,8

70

0,8

0,8

4.6.2.

Mini-statement

70

0,8

0,8

70

0,8

0,8

5.

Operations by cards issued by other banks in KICB devices

5.1.

Cash withdrawal in KICB ATMs

Free of charge

Free of charge

5.2.

Payments for goods and services in KICB POS-

Free of charge

Free of charge




 

 

terminals

 

 

6.

Card blocking

6.1.

Temporary blocking

Free of charge

Free of charge

6.2.

Adding card to stop list (Card will be permanently blocked and must be re-issued at the standard charge)

Free of charge

Free of charge

6.3.

Card unblocking

Free of charge

Free of charge

7.

Other fees

KGS

7.1.

Fee for return of captured KICB card from KICB ATM (no later than 5 business days6)

100

7.2.

Fee for urgent return of KICB card, captured by KICB ATM in Bishkek, in 1 day period

800

7.3.

Fee for return of KICB card, captured by other

bank’s ATM (Card shall be returned after planned cash collection of ATM, max. in 60 (sixty) day period)

250

7.4.

Fee for considering KICB customer claim/dispute

on transaction made in KICB network. (Standard term of considering is 5 business days6)

100

7.5.

Fee for considering KICB customer claim/dispute on transaction made in other banks’ network.

(Standard term of considering is set by the Payment system)

 

500

7.6.

Fee for providing photo report from KICB ATM for KICB customers (no later than 10 business days6)

250

7.7.

Fee for providing photo report from KICB ATM

for customers of other banks (no later than 10 business days6)

800

7.8.

Fee for considering claim/dispute on transaction

from cardholders of other banks (Standard term of considering is 30 days)6

700

7.9.

Fee7 for return of card issued by other bank, captured by KICB ATM (Card shall be returned after

planned cash collection of ATM, max. in 60 (sixty) day period)

 

500

7.10.

Fee7 for urgent return of card issued by other bank, captured by KICB ATM (Card shall be returned after

planned cash collection of ATM, max. in 2 business days period6)

 

800

8.

Mastercard Global Customer Assistance Service fees (EUR)8

8.1.

Emergency replacement card

148

8.2.

Emergеncy cash advance

95

8.3.

Lost/stolen card report

35

8.4.

Virtual payment for services when card not present

125

 

1 All bank fees include a sales tax of 2%.

2 Re-issuance upon expiration of the card is possible if the card expires no earlier than 2 (two) months after the client contacts the Bank.

3 Cash withdrawal from borrowed funds is only possible when conducting transactions with the card in KICB devices and third- party banks.

4 CARDEX is a local card-to-card money transfer system.

5 In the case of Card transactions in a currency other than the currency of the Card account, conversion is carried out taking into account the exchange rate premium of up to 3% of the official rate of the Payment system. In the Operations Register, the amount of the completed Card transaction is reflected taking into account the exchange rate premium on the date of the Card transaction using the Cards.

6 Since an application for dispute transaction is submitted. Moreover, the commission for consideration of the application is withheld even if the appeal was false / unfounded.

7 If the name of the cardholder is embossed on the card and the client is authentificated.

8 Commissions for emergency services, providing in abroad, settled by Payment system and can be changed in one-way order. Transaction currency exchange is carried out with the exchange rate of the day of transaction processing.

 

CARDHOLDER                                                                                         BANK

 




Standard spending (daily) limits1:

 

 

 

 

 

CARD TYPE

Daily Limits

Single transaction

limit

 

ATM

 

Cash-in ATM (replenishment)

 

Manual Cash

 

E-commerce2;3

 

Purchase

Money transfer and

utility payment

 

Amount

Number

of transactions

 

Amount

Number

of transactions

 

Amount

Number of

transactions

 

Amount

Number of

transactions

 

Amount

Number of

transaction s

 

Amount

MC

Standard in KGS

 

270 000

 

15

 

685 000

 

10

 

270 000

 

5

 

270 000

 

15

 

270 000

 

15

 

50 000

MC

Standard in USD

4 000

15

10 000

10

4 000

5

4 000

15

4 000

15

-

MC

Standard in EUR

4 000*

15*

10 000*

10*

4 000

5

4 000*

15*

4 000*

15*

-

MC Gold in KGS

270 000

20

685 000

10

1 500 000

5

270 000

15

270 000

15

50 000

MC Gold in USD

4 000

20

10 000

10

20 000

5

4 000

15

4 000

15

-

MC Gold in EUR

4 000*

20

10 000*

10*

20 000

5

4 000*

15

4 000

15

-

*

*only in KGS or USD equivalent

 

 

 

1.     Daily limits for Mastercard cards may be extended upon written request of the customer.

2.     Remote payment for goods and services includes the types of payments that do not require the physical presence of the card for payment, i.e, reservation services in hotel complexes by fax, the payment by phone or by mail (MOTO: mail order / telephone order), etc.

3.     The option of online transactions or remote payment is closed on all cards by default. To open this option, it is necessary to fill out an application or open access yourself through the I-bank mobile application.