Benefits of using the KICB Payroll Project
Simplifies the procedure of salary disbursement
Enhances confidentiality
Extensive ATM network
Benefits of using the KICB Payroll Project
For employers
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Issue salary easily
Employees are paid directly to their card accounts ELCARD, VISA, MASTERCARD, ELCARD/UNIONPAY
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Remote access 24/7
Access and manage accounts through the Internet. Free Online Statement. For viewing invoices 24/7
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Issue and re-issue of cards FREE
For employees of the organization upon the expiration of the cards
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Reducing the company's expenses for settlement and cash operations
Exemption of employees involved in the issuance of wages in cash
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Safety
There are no risks of storage and transportation of cash. Confidentiality of information about the amounts of wages of employees.
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Free Online Statement
For viewing invoices 24/7
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Benefits of the Payroll project for employees
- Timely payment of wages. No lines.
- Cashing out in KGS and USD. Wide network of ATMs available 24/7.
- Funds on the cards do not need to be declared when traveling abroad. Automatic currency conversion. Cards available with USD and Euro account currencies.
- Safety. In case of theft or loss of the card, it will be blocked upon your call, and the funds in the card account will remain secure.
- Loan "Five salaries". Collateral-free with a minimal document requirement.
- Discounts up to 50%. Enjoy discounts at establishments participating in the bank's discount program.

Salary Project Application
Other products
News
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Online loans in the KICB mobile application
KICB informs about introducing changes at the process of issuing online loans. If you apply for online loan in KICB mobile application, loan will be credited in these period of time:
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Interest Rates Reduced for “Business”, “Agro”, and “Personal” Loans
KICB continues its special campaign to reduce interest rates on “Business”, “Agro”, and “Personal” loans. This is a unique opportunity for clients to access financing on more favorable terms, helping to significantly reduce interest expenses and effectively use the saved funds for business development or personal needs.
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Non-working day in China
Please take into account that June 2, 2025 - is non-working day in China.
Value date for payments in CNY – June 3, 2025.