Tariffs1 for issue and maintenance of local card Elcart
(All tariffs are in KGS)
№ |
Name of service |
Individual / Сorporate |
Card Pensioner/ «Social benefits» |
Payroll projects8 |
«Elsom/Elcart» |
1. |
A card issue and a card account opening in a standard mode (Includes annual service fee (for 1 year). Issuing takes 7 business days in Bishkek, 10 business days in regions) |
Free |
Free |
Free |
Not issued7 |
2. |
Annual service fee for 1st |
Free |
Free |
Free |
Free |
3. |
Annual service fee (for 2nd and subsequent years) |
160 |
Free |
160 |
100 |
4. |
Urgent card issue and card account opening (2 working days) |
400 |
200 |
400 |
Not issued |
5. |
Minimum balance (The amount of the minimum balance is blocked on the card account upon the first receipt of funds to the card account. This amount becomes available after the expiration of the card or when the card account is closed. The minimum balance is also applied to the additional card) |
350 |
0 |
0 |
50 |
6. |
Card reissue due to expiration |
Free |
Free |
Free |
Not issued |
7. |
Reissue of a card with a new number in case of loss (theft), instead of a damaged one: - in a standard mode - urgently |
240 400 |
Free for Card Pensioner2 80 180 |
240 400 |
Not issued |
8. |
Issue of main/additional card with individual design (Period of production- 15 working days) |
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8.1. |
A fee for issuing cards with individual design (When ordering a card with an individual design, a minimum balance and an annual service fee for the 2nd and subsequent years are applied, similar to cards with a standard design, according to the current tariffs. The annual service fee for the 1st year is not applied) |
350 |
- |
According to the agreement |
Not issued |
8.2. |
Reissue of the main/additional card with individual design upon expiration |
250 |
- |
According to the agreement |
Not issued |
8.3. |
Reissue of the main/additional card with individual design in case of loss, theft or damage |
350 |
- |
According to the agreement |
Not issued |
9. |
Fee for the transfer of funds from a card linked to the Elsom electronic wallet through the Elsom wallet |
0,15% |
0,15% |
0,15% |
0,15% |
10. |
Комиссия за пополнение карты средствами, отличными от целевого назначения продукта/вида карты |
Free |
0,3% |
0,3% |
Free |
11. |
Accrual of interest on a balance equal to KGS 10 000 |
3%9 per year |
3%3 per year |
3%3 per year |
3%3 per year |
|
In KICB devices and offices and Friendly network4 |
|
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12. |
Cash withdrawal fee in ATMs (The maximum amount of cash withdrawal per transaction at KICB ATMs is KGS 25 000) |
Free |
Free |
Free |
Free |
12.1. |
Cash withdrawal fee in POS-terminals |
0,5% |
Free |
According to the agreement |
0,2% |
12.2. |
Receipt of cash at the bank's cash desks in USD, Euros, RUB and KZT |
It’s determined by the bank on a daily basis |
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13. |
Cash withdrawal through a technical or authorized overdraft |
1,5% |
1,5% |
1,5% |
1,5% |
14. |
Money transfer (CARDEX)5 |
Free |
Free |
Free |
Free |
15. |
Cashless payment for goods and services |
Free |
Free |
Free |
Free |
16. |
Payment for utilities (only at ATMs of the Friendly Network) |
5 |
5 |
5 |
5 |
|
Information on a card account status |
|
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17. |
Balance request |
Free |
Free |
Free |
Free |
18. |
Mini statement on a card account |
Free |
Free |
Free |
Free |
19. |
SMS - notification (monthly cost of the service) |
60 |
60 |
60 |
60 |
|
In the network of devices of third-party banks in the KR |
|
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20. |
Cash withdrawal from ATMs and cash desks |
0,6% |
0,6% |
0,6% |
0,6% |
21. |
Cash withdrawal through a technical or authorized overdraft |
1,5% |
1,5% |
1,5% |
1,5% |
22. |
Money transfer (if the bank is connected to CARDEX) |
15 |
15 |
15 |
15 |
23. |
Cashless payment for goods and services |
Free |
Free |
Free |
Free |
24. |
Payment for utilities (at ATMs) |
5 |
5 |
5 |
5 |
|
Information on a card account status |
|
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25. |
Balance request |
5 |
5 |
5 |
5 |
26. |
Mini statement on a card account |
10 |
10 |
10 |
10 |
|
In the network of devices of the PS “Mir” outside the Kyrgyz Republic |
|
|
|
|
27. |
Cash withdrawal from ATMs and cash desks |
1,5% |
1,5% |
1,5% |
Not serviced |
28. |
Cash withdrawal through a technical or authorized overdraft |
1,5% |
1,5% |
1,5% |
Not serviced |
29. |
Cashless payment for goods and services |
Free |
Free |
Free |
Not serviced |
30. |
Account replenishment with cash in devices of PS «Mir» |
1,5% |
1,5% |
1,5% |
Not serviced |
|
Information on a card account status |
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31. |
Balance request |
10 |
10 |
10 |
Not serviced |
|
Card blocking |
|
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32. |
Temporary blocking |
Free |
Free |
Free |
Free |
33. |
Entry into the stop list (a card entered into the stop list can’t be unlocked and must be reissued) |
Free |
Free |
Free |
Free |
34. |
Card unblocking |
Free |
Free |
Free |
Free |
35. |
Card cancellation (card closing) |
Free |
Free |
Free |
Free |
|
Other fees |
|
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36. |
Return of a card seized in the devices of a third-party bank (a card is returned during the next collection period or within a period not exceeding 60 (sixty) days)4 |
150 |
150 |
150 |
150 |
37. |
Urgent return of the card within 1 (one) day when the card is withdrawn by the KICB device in Bishkek |
500 |
500 |
500 |
500 |
38. |
Consideration of a financial claim for an operation carried out in the Friendly Network devices5 (standard consideration period up to 30 (thirty) days)4 |
100 |
100 |
100 |
100 |
39. |
Consideration of a financial claim for an operation carried out in a device of a third-party bank (standard consideration period is up to 30 days)4 |
250 |
250 |
250 |
250 |
40. |
Return of a card withdrawn from KICB ATMs (within 5 business days)4 |
100 |
100 |
100 |
100 |
41. |
For consideration of the application and return of money withdrawn from KICB ATMs (within no more than 5 business days)4 |
100 |
100 |
100 |
100 |
42. |
Provision of a photo report from a KICB ATM (within no more than 10 business days)4 |
100 |
100 |
100 |
100 |
43. |
Provision of a photo report from a KICB ATM to customers of third-party banks6 (within no more than 10 working days)4 |
500 |
500 |
500 |
500 |
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1 All fees charged by the bank include 2% sales tax.
2 No more than 2 times in one year.
3 Monthly interest (annual) on any positive balance.
4 This tariff applies to devices of the banks included into the Friendly Network of the national payment system "Elcart". The list of banks- participants of the Friendly Network is posted on the official website www.kicb.net.
5 CARDEX – inter-card transfer system
4 Since the registration of the application.
5 The fee for consideration of the application is withheld in any case, even if the application was false.
6 Except for devices of PS “MIR”.
7The issue of Cards «Elsom/ Elсart» has been suspended since 01.01.2024.
8 On additional cards issued to the main cards in the framework of salary projects, the tariffs of individuals.
CARDHOLDER BANK
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Standard limits for the expenditure of funds:
Card type |
Day limits |
Limit for 1 (one) operation |
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ATM |
Cash Points |
Purchase through Internet1;2 |
Commercial and service company |
Money transfers and utilities |
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Amount |
Number of operations |
Amount |
Number of operations |
Amount |
Number of operations |
Amount |
Number of operations |
Amount |
|
Elcart |
75 000 |
5 |
80 000 |
5 |
50 000 |
5 |
80 000 |
10 |
50 000 |
Standard limits for the replenishment of funds to the cards Elcart:
Card type |
Day limits |
|
Amount |
Number of operations |
|
|
ATM |
|
Elcart |
685 000 |
10 |
1. Remote payment for goods and services includes types of payments when the physical presence of the card is not required during payment, i.e. booking services of hotel complexes by fax, etc., payment by phone or by mail (MOTO: mailorder/telephoneorder), etc.
2. The option of conducting internet transactions or remote payment is closed on all cards by default. To open this option, you need to fill out an application or open access yourself through the “I-bank” mobile application.
3. When making a transfer from/to the card(s) of the PS “MIR”, the exchange rate of the PS “MIR” is applied.