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Interest Rates Reduced for “Business”, “Agro”, and “Personal” Loans

KICB continues its special campaign to reduce interest rates on “Business”, “Agro”, and “Personal” loans. This is a unique opportunity for clients to access financing on more favorable terms, helping to significantly reduce interest expenses and effectively use the saved funds for business development or personal needs.

The process of obtaining a loan is simple, and advisory support can be obtained both at the bank's offices and by submitting an application on the bank's website www.kicb.net

The offer has been extended until September 30, 2025. KICB invites clients to take advantage of these favorable terms and not miss the chance to obtain a loan on improved conditions.

Campaign Terms:

«Business loans»* and «Agro loans»

from 1 000 001 to 5 000 000 soms

17% soms*

To replenish working capital – 36 months;

Investment in fixed assets – 84 months

* effective interest rate from 17.5%

from 5 000 001 to 10 000 000 soms

17% soms*

from 10 000 001 to 36 000 000 soms

16% soms*

*applies to loans up to 36 months inclusive. For loans up to 48 months +1%, for loans up to 60 months +1%, for loans up to 72 months +1%, for loans up to 84 months +1%, (for example, the interest rate for the first 36 months is 16%, from 37 to 48 months 17%, from 49 to 60 months 18%, from 61 to 72 months 19%, from 73 to 84 months 20%)

Consumer loan «Personal»

from 1 000 001 to 20 000 000 soms

18% soms*

60 months

* effective interest rate from 19.9%

*applies to loans up to 36 months inclusive, from 37 months to 60 months rate +1%

«Credit line»

from 1 000 001 to 5 000 000 soms

17% soms

≤ 36 months. Exceptions are possible according to the Limits of Authority of the Credit Committee.

. In case of exceeding 36 months, the interest rate may be applied as for Business and Agro loans.

* effective interest rate from 17.5%

from 5 000 001 to 10 000 000 soms

17% soms

from 10 000 001 to 36 000 000 soms

16% soms

   *does not apply to loans intended for the acquisition of real estate for commercial purposes

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