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KICB announces the launch of the promotion "Refinancing minus -5%"


We are pleased to present you a unique opportunity to use the promotion "Refinancing minus -5%", which will help improve the terms of your current loan and reduce interest rates. If you have a loan with another micro-credit organization, our promotion offers more favorable conditions, allowing you to save on payments and receive additional benefits.

To participate in the promotion "Refinancing minus -5%", you must have a current loan with another bank or micro-credit organization with an interest rate of 30% per annum or higher*. If your current loan rate is below 30% per annum, we will offer other bank products on favorable terms. The maximum loan amount under the promotion is KGS 700 000, the maximum loan term is up to 5 years.

KICB interest rate matrix under the promotion:


   * You must have a valid loan with another bank or micro-credit organization with no current arrears. Clients who received a loan with KICB will not be able to participate in the promotion. We recommend them to contact their supervisor.

What are the benefits of refinancing?

  • These are lower interest rates: Lowering your interest rate by 5% will allow you to save on your payments.

  • Convenient conditions: The loan can be issued on the same terms as in your current organization, with additional advantages.

  • Simplicity of design: We offer a convenient process of submitting application and personal support at all stages.

  • You can receive a loan in the form of a credit line: you can take tranches whenever you want, within the limit, quickly and without unnecessary trouble.

  • The ability to quickly receive the necessary amounts and use all the advantages of our mobile application and banking products.

There are several ways to contact us:

  1. Write us to direct or WhatsApp at +9960704620101. Write your phone number and credit officers will contact you. It is important to indicate your place of residence in order to select the nearest unit
  2. Contact the nearest office of our bank (https://kicb.net/en/branch-network/)
  3. Submit an application online on our website and receive feedback from specialists (https://kicb.net/en/private/loans/mikrokredity-en/Refinancing-5/)

KICB is a reliable bank! We make significant contributions to the prosperity of the Kyrgyz Republic by taking care of our customers, communities and the environment.


Rates for loans from KICB (up to KGS 700 000)