New Year promotion from KICB: bonuses and affordable loans!
Celebrate the New Year with gifts!
Share your referral link from the KICB mobile app, and for every friend, relative, or colleague who downloads the app using your link, you receive 100 KGS. Every new user who installs the app via a referral link also receives a 100 KGS gift.
Everyone wins!
Generous New Year loan offers!
If you downloaded the app between 01.09.2025 and 29.12.2025, you can benefit from special loan conditions:
Interest-free “Ykcham” loan - up to 30,000 KGS for 2 months. Borrow and repay with no extra charges! Subsequent “Ykcham” loans are available at 25% per annum.
First microloan – up to 100,000 KGS for 12 months at 15% annual interest. This offer is valid only until December 29, 2025.
Shop and get cashback!
Pay with your KICB cards for goods, services, or online purchases until 31.12.2025, and get 5% cashback. The New Year is the perfect time to shop smarter!
To access loans with special conditions, simply visit any KICB branch.
KICB Mobile App – the whole bank in one application.
Celebrate the New Year with us – brightly, profitably, and with gifts!

