Elcard Business – card for successful business
Валюта: KGS
A convenient tool for paying travel, entertainment and other company expenses
Advantages
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Availability of company funds 24/7
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Possibility to manage account through internet banking KICB Business anywhere in the world
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Allows you to control the daily administrative and other expenses of the Organization on discharge
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Possibility to order goods and services through Internet
Methods of replenishment
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ATMs with card replenishment service (link to the list on the website)
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Payment Terminals
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Bank Branches
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ELSOM electronic wallet
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KICB Online Banking
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Other types of third-party online services
Important information for cardholders
Guidelines for Safe Use of a Corporate Card
In order to ensure the safe use of a corporate card and to prevent illegal and unauthorized use, we recommend adhering to the following rules:
Do not disclose:- Personal data (last name and first name) of the cardholder
- Card number and expiration date
- 3-digit check number (Card Verification Value/Code), located on the back of the card
- Your PIN code
- Telephone numbers: (+996 312/553/774/704) 62 01 01
- Or call the IPC (Interbank Processing Center) by tel. (+996 312) 66-43-25 or 62-72-30. Your bank card will be immediately blocked
- Upon receipt of a new bank card, put a signature on the back side of the card on a special signature strip
- Do not expose your bank card to magnetic fields. The magnetic strip may lose its properties, i.e., demagnetize. It is not recommended to carry a bank card in bags and wallets with magnetic latches, and store a bank card near electrical household appliances and mobile phones
- Do not give your bank card to other persons
- Do not provide information on your card details requested through the Internet web-site. Any confirmation or update of information occurs only upon personal contact of the client.
- Keep your card details secret from other persons
- We recommend connecting to Internet banking "KICB Business" and generating statements on your bank card to control the movement of funds on your card account
- Remember that no one knows your PIN except you! It is strictly forbidden to give the card and PIN code to third parties!
Corporate Card Application
Documents
News
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Change of tariffs on cash and settlement services from 23.12.2024
Hereby, CJSC «Kyrgyz Investment Credit Bank» informs that with 23.12.2024 tariffs for cash and settlement services for individuals/legal entities and Individual Entrepreneurs will be updated.
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Online loans in the KICB mobile application
KICB informs about introducing changes at the process of issuing online loans.
If You apply for online loan in KICB mobile application in the amount of:
• Up to KGS 15 000, that loan will be credited within a few minutes;
• From KGS 15 000 to KGS 50 000, will be credited to Your account within 3 hours;
• From KGS 50 000 to KGS 100 000, will be credited to Your account within 6 hours;
• In the amount over KGS 100 000, will be credited to Your account within 24 hours. -
Closing of the saving bank «Ahunbaeva»
Please, be informed that from January 01st, 2025 the savings bank «Ahunbaeva» (it’s located at Ahunbaeva str.123, Bishkek) will be closed
FAQ
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At what age can I apply for a card?
The card can be issued to individuals who have reached the age of 16; age of holders of additional cards is 14.
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How do I get a card? What is the production time?
You can order a bank card through various methods:
- Order online through the website
- Order online via the KICB application
- Apply at any branch of the Bank
When applying for a bank card:
- You must have an identity document with you.
- Fill out the necessary forms (application and contract).
- Pay the cost of annual card maintenance according to the Tariffs.
The production period of the card from the date of submission of the application is 7-10 banking days. Urgent issue of the card (only in Bishkek and Osh) within 2 banking days is done for an additional fee in accordance with the Bank's Tariffs.
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Can I find out the available balance on the card account by calling by phone?
No, you can't. This information is confidential, and in order to protect the interests of the cardholder, the account is not provided by phone. You can find out the available amount on the card account by requesting a statement indicating the available amount using any ATM of the Bank or POS terminal installed in the Bank branch, as well as via Internet banking.
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Where to contact if the ATM has taken my card and not giving it back?
First of all, you need to block the card. Then contact the bank that installed the ATM. The details by which you can contact the ATM owner are usually indicated on the front panel. If you could not identify the bank that maintains the ATM, then you should call your bank and tell the country, city, street and number of the house where the ATM is located. The bank's specialists will tell you the name of the bank and the phone number, and will provide other necessary assistance. To facilitate and speed up communication with your bank, we recommend to name the card number (write it down in your notebook). To get a card back, you will need an identity document and also, probably, you will have to write a special application.
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Who should I contact in case of malfunction of KICB ATMs?
To the nearest branch of the Bank at the location of the ATM or call the Contact Center.
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Is there a limit to the period of use of the card?
Yes. The card is valid until the end of the month and year indicated on the front side. Operations are not carried out on expired cards. To replace the card due to its expiration, you can apply online through the website, Internet banking, or you need to apply in writing to any KICB branch. We recommend that you replace the cards due to expiration in advance.
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What should I do if a card is lost or stolen?
It is necessary to block the card urgently through the KICB Application or inform the Bank's Contact Center by phone +996 (312/553/774/704) 62 01 01 or the Interbank Processing Center by phone (+996 312) 66-43-25 or 62-72-30.
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How can I gain Internet access to the card?
You can enable online access through the KICB app. You can also contact any branch of the Bank and fill out an appropriate application. Access to Internet operations on the card becomes available in one working day.
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I have other questions that I haven't found the answers to in this document. What should I do?
Call the Bank's 24-hour Contact Center: (0312) 62 01 01; (0553) 62 01 01; (0774) 62 01 01; (0704) 62 01 01 - WhatsApp, send us a message in the chat, on social networks or contact us by email [email protected] .