Advantages:
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Convenient means of payment
an additional convenient service for non-cash transactions using bank cards.
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Increasing competitiveness
Increasing sales volume through new customers.
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Cost reduction
For cash processing, for organizing an offline store, renting a trading floor, etc.
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24/7
Payment acceptance
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Security
3D Secure for VISA cards.
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Risk reduction
When paying in cash, for example, counterfeit banknotes.
How can I connect?
Open a payment page on the website
Fill out an application
3. Submit the completed application to the nearest branch of the bank
Sign the contract
Connect ELSOM Internet acquiring and accept payment through the application or website. Convenient for online business.
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Сonnection and wallet service FREE
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Promotion of your Company through ELSOM channels (social networks, website, mobile application)FREE
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Transfer to a card or current account in KICB CJSCFREE
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24/7 payment acceptance
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Cost reduction
for cash processing

How can I connect?
Sign a cooperation agreement
Implement the API protocol on the website or application with the Bank

Internet Acquiring Application
Other products
News
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KICB builds a sustainable future for Kyrgyzstan through investments in education
The Kyrgyz Investment and Credit Bank (KICB) has summed up the results of the second year of the Kwang Yang Choi Scholarship Program. In the 2025–2026 academic year, 20 students from 13 universities across Kyrgyzstan received financial support from the bank totaling over 1.3 million KGS.
Over two years, KICB has supported 36 students from 13 universities, including regional institutions, providing a total of 2.1 million KGS in scholarships. -
KICB participated in the European Bank for Reconstruction and Development conference
The European Bank for Reconstruction and Development (EBRD) held a conference titled “Building better and bigger businesses with the EBRD.” One of the speakers was Elena Bubnova, a member of the Management Board of KICB. She shared the bank’s approach and principles in supporting the development of small and medium-sized enterprises in Kyrgyzstan, as well as joint initiatives with the EBRD
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Results of the II Interim Stage of the «Easy Transfers – Bright Vacation» Campaign
We are pleased to announce that the second interim stage of the «Easy Transfers – Bright Vacation» campaign has been successfully completed. Participants from all regions of Kyrgyzstan actively took part. Winners were determined by the highest number of transfers made.