Shareholders
Habib Bank Limited (HBL)
Habib Bank Limited (HBL) (18%) was the first commercial bank to be established in Pakistan in 1947. Over the years, the bank has grown its branch network and become the largest private sector bank with over 1,400 branches across the country and a customer base exceeding five million. HBL also has a presence in 25 countries with subsidiaries in Hong Kong and the UK and affiliates in Nepal and Nigeria.
HBL's key areas of operations encompass product offerings and services in Retail Banking and, in recent years, Consumer Banking as well. HBL has the largest Corporate Banking portfolio in the country with an active Investment Banking arm. SME and Agriculture lending programs and banking services are offered in both urban and rural centers. Using our branch network as a key competitive advantage, our business concentration has remained consistent for Retail, Consumer, Corporate and SME clients.
HBL is expanding its presence in principal international markets including the UK, UAE, South and Central Asia, Africa and the Far East.
HBL is currently rated AA+ (Long Term) and A1+ (Short Term). HBL is the first Pakistani bank to raise Tier II Capital from external sources.