Loans

Microloans:

Amount KGS % rate Collateral
20,000 - 300,000 26% guarantee
20,000 - 500,000 24% guarantee + movable property ≥50%
100,000 - 700,000 22% real estate ≥ 60% + movable property Total ≥ 110%

Grace period up to 6 months after the birth of a child.

Loyalty program for regular customers.

Loans for small and medium businesses:

Amount KGS % rate Collateral
700,001 - 3,500,000 19% Real estate ≥ 80% + movable property, if the loan term is ≤ 60 months. Real estate ≥ 110%, if the loan term is > 60 months.
3,500,001 - 7,000,000 18% Real estate ≥ 80%, if the loan term is ≤ 36 months. Real estate ≥ 110%, if the loan term is > 36 months.
7,000,001 - 17,000,000 17% Real estate ≥ 80%, if the loan term is ≤ 36 months. Real estate ≥ 110%, if the loan term is > 36 months.

Grace period up to 6 months after the birth of a child.

Loyalty program for regular customers.